Cost of Living: McKinney, TX vs Phoenix, AZ

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in McKinney, TX versus $4,370/mo in Phoenix, AZ. In the model, rent is about 26.83% of gross in McKinney, TX versus 21.24% in Phoenix, AZ, so Phoenix, AZ tends to feel more affordable for rent.

Take-home in McKinney, TX
$4,516/mo
Income level: below
Take-home in Phoenix, AZ
$4,370/mo
Income level: near
Rent share (1BR) in McKinney, TX
26.83%
COLI tier: mid-range
Rent share (1BR) in Phoenix, AZ
21.24%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between McKinney, TX and Phoenix, AZ.

At a glance

  • Cheaper overall (lower cost-of-living index): Phoenix, AZ
  • Lower rent (median 1BR/2BR): Phoenix, AZ
  • Lower home prices: Phoenix, AZ
  • Higher median household income: McKinney, TX

Cost of Living Index

McKinney, TX: 106.4 (U.S. = 100) · Phoenix, AZ: 102.4 (U.S. = 100)

Phoenix, AZ has a lower cost-of-living index than McKinney, TX, so a given salary generally stretches further there.

Median Rent

McKinney, TX: $1,749/mo (midpoint of 1BR/2BR) · Phoenix, AZ: $1,385/mo

Median rent in McKinney, TX is $364/mo higher than in Phoenix, AZ.

Median Home Price

McKinney, TX: $439,500 · Phoenix, AZ: $381,900

Median home price in McKinney, TX is $57,600 higher than in Phoenix, AZ.

Median Household Income

McKinney, TX: $120,273 · Phoenix, AZ: $77,041

McKinney, TX has a higher median household income than Phoenix, AZ by $43,232.

McKinney, TX overview · Phoenix, AZ overview · Popular comparisons