Rent Affordability in Mansfield, OH on $40k
At $40,000/yr, median rent would be about 21.89% of gross income. This falls in the “Very affordable” bucket, and the recommended rent ceiling at this salary is $1,000/mo. In this area (mid-range), the model’s rent math puts housing in a “Comfortable” bucket: rent looks comparatively manageable and rent (housing) is the main lever in the estimates.
Cost-of-living tier: moderate
What drives the budget here?
This area is generally mid-range based on a cost-of-living index of 100 (U.S. average = 100). Typical rent-to-gross is in the Comfortable range (using the page’s rent and income inputs).
In the site’s estimated monthly breakdown, the largest category is Rent (housing) (729.5/mo), so that’s the biggest lever for moving the overall budget up or down.
Practical next steps
- Rent looks comparatively manageable for the typical household. Your biggest wins usually come from planning for the non-housing categories (utilities, groceries, etc.) so totals stay predictable.
Your budget
Monthly gross: $3,333.333 · After-tax (est.): $2,606
30% rule threshold: $1,000/mo max rent
Median rent in Mansfield
1BR: $653/mo · 2BR: $806/mo · Midpoint: $730/mo
Rent burden (rent as % of gross): 21.89%
Verdict: Very affordable
Median rent is $271 below your 30% max.
Recommended rent range
$833.33 – $1,000/mo (25–30% of gross)